Our Company (About Us)

Spillman-Henderson is a full-service insurance company located in Upper Marlboro, MD, offering a variety of products to suit the needs of the good people of Maryland, Virginia, Delaware and Washington, D.C.. Here at Spillman-Henderson Agency, we protect your assets, family, automobile, life and valuables from unforeseen accidents and mishaps along the road of life.

Our agents are here to help you get the most comprehensive coverage for the best possible price. Give us a call today!


My bilingual staff and I work as hard as your trusted advisers to help make sure that you can make the best decisions on your insurance coverage. We donate time and money to the families and children in the communities that we serve.

I also have an incredible staff that is just as passionate as I am when it comes to helping others stay protected.


Otis Adkins is a native of Hampton Virginia and a graduate of Norfolk State University. He has been married to his wife Maggie for 22 years and they have 2 children.

He is an active member of the First Baptist Church of Glenarden and the Upper Marlboro/Waldorf Alumni Chapter of Kappa Alpha Psi Incorporated. He brings 23 years of financial service and insurance experience with his employment experience at Bank of America, Met Life and State Farm.

At those stops he served as a personal banker, agent and financial service representative. His passion is assisting customer protect and grow their assets and life insurance education.


Kim Lloyd is new to the Spillman-Henderson Agency (SHA). However, she is not new to Allstate. Kim brings an impressive array of insurance knowledge which she expertly translates in a common language to SHA customers.

For the last decade Kim has worked on behalf of Allstate as a true trusted insurance advisor. The Spillman-Henderson Agency is very pleased to welcome Kim to our team of MD,VA and DC licensed agents.

So whether it’s the phone or in our office please feel free to welcome Kim Lloyd to the Spillman-Henderson Team.


Tunisia Cooper is a seasoned licensed sales professional that excels in ensuring that our new and existing customers have all the discounts allowed by Allstate; this ensures our customers get the best price possible with Allstate insurance.

However, her most important asset is providing Spillman-Henderson Agency customer with the correct coverage to protect their families.

Why choose Spillman Henderson?

Bruce Henderson brings over 20 years of insurance expertise and know how to work every single day, in every single call and in every single policy. Knowing what he does about the industry combined with his knowledge of the local and regional landscape, means that you get more than just an insurance policy. With Spillman Henderson you truly have someone in your corner.

While we never like to use the word “customer” (we prefer friend), this is something we take VERY seriously. We know that when you actually have to use your insurance policy you will probably not know where to start, “am i filing this properly?” “am i getting the maximum benefit from my policy?”. These are the questions you won’t ever have to ask yourself, simply give us a call and we will be there for you the same way we would for all of our friends. With Spillman Henderson you’re not buying insurance, you’re developing a friendship that will be there for you to help you “get right” when life goes wrong.

Here at Spillman Henderson, we’ve all been on the “other side” when it comes to dealing with insurance companies. Instead of finding you the right coverage, the only goal is to beat your current rate so that they can get you as a client.

When it comes to insurance, you don’t want to trust the safety of your automobile, home or your life to a fly by night insurance company. With Spillman Henderson you can be confident knowing that your policy is backed by Allstate which means you never have to wonder where your premiums are actually going. You’re in good hands

Happy Clients
Years In Business
Same Location Since

Ready for an insurance plan that actually protects your financial assets?

Whether you're looking for Life, Auto, Home or Business insurance we want to help you make an informed choice. Call us today and take the first step towards a more secure tomorrow...